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Monthly Premiums

Federal law requires that premiums can be no higher than 100% of the average market rate for individual plans with similar benefits. This means you cannot be charged higher premiums because of your pre-existing condition.

Rates Effective February 1, 2013

HIPIOWA-FED, LLC | $1,000 Deductible Plan
Attained Age Non Tobacco User Tobacco User
0-17 $173.79 $200.73
18 $192.03 $221.79
19 $210.46 $243.08
20 $234.40 $270.73
21 $257.28 $297.16
22 $279.63 $322.97
23 $289.34 $334.19
24 $299.27 $345.66
25 $309.55 $357.53
26 $317.47 $366.68
27 $321.20 $370.99
28 $326.04 $377.23
29 $327.03 $379.03
30 $325.81 $378.27
31 $323.94 $376.74
32 $323.18 $376.50
33 $326.88 $381.47
34 $330.30 $386.12
35 $333.58 $390.62
36 $337.80 $396.24
37 $342.79 $402.78
38 $349.15 $410.60
39 $356.23 $419.28
40 $364.26 $429.10
41 $372.37 $439.02
Age/Rate is calculated as of age upon enrollment, and then is the attained age every January 1st thereafter.
Attained Age Non Tobacco User Tobacco User
42 $380.71 $449.24
43 $390.11 $461.11
44 $399.97 $473.56
45 $410.02 $486.28
46 $420.34 $499.36
47 $427.69 $508.95
48 $437.02 $521.80
49 $446.42 $534.81
50 $455.86 $547.94
51 $465.45 $561.33
52 $474.63 $574.30
53 $488.33 $592.83
54 $501.58 $610.92
55 $514.79 $629.07
56 $528.58 $648.04
57 $543.61 $668.64
58 $563.11 $692.63
59 $582.94 $717.02
60 $603.19 $741.92
61 $624.36 $767.96
62 $646.44 $795.12
63 $667.46 $820.98
64 $689.58 $848.18
65+ $712.08 $875.86

Rate Changes

Premium rates will generally change every year on January 1. Notice of premium rate changes will be posted to our website and mailed to you at least 30 days prior to their effective date.

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